Should You Save or Invest?

by David Redmond on 17 Sep, 2012

Deciding whether to invest or save your hard-earned money is always tricky. Investing is generally considered to be a riskier option, while building up a savings account is safer but with smaller returns. With interest rates low and predicted to stay that way, returns on traditional savings accounts are poor, though you can use sites […]

How to Choose the Best ISA – Cash or Stocks?

How to Choose the Best ISA - Cash or Stocks?

by David Redmond on 30 Mar, 2011

If you are in the process of developing a savings plan for yourself or your family and have not started to utilize an ISA yet, it is something you should strongly consider. An ISA provides significant advantages over most standard savings programs, most importantly that any returns you make from the fund are paid tax-free. […]

Guide to Switching Cash ISAs

Guide to Switching Cash ISAs

Cash ISAs are an excellent way of earning tax-free interest on your money. Generally speaking, they offer some of the best rates on the market, in exchange for you not moving your money. However, if you suddenly see a deal that catches your eye, you often can switch between ISAs, but there are a few […]

Savings or Investments – Which is Best for You?

Annual income twenty pounds, annual expenditure nineteen, nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds, nought and six, result misery. Wilkins Micawber – David Copperfield (1850) by Charles Dickens Written by Charles Dickens in 1850 the Micawber Principle still rings true as the one golden rule of saving and investing. […]