“Do Accidents Just Happen?” “…Or Are They Caused?”

“Do Accidents Just Happen?” “...Or Are They Caused?”

by Paul Forrest on 29 Mar, 2012

Where Do Accidents Happen?

Accidents can happen anywhere. Some of the more common places include:
• In the home;
• At work;
• On the roads.

In the Home
According to the Royal Society for the Prevention of Accidents (RoSPA), there were an estimated 2.7 million accidents in homes throughout the United Kingdom in 2002 (the latest year for which statistics are available). Twenty percent of all injuries within the home were due to the construction or a feature of the building.

At Work
The Health and Safety Executive (HSE) report that 603,000 injuries occurred in the workplace during 2010/11. There were 26,000 major injuries and 171 fatalities. The highest rates of injuries were reported in agriculture, construction and transport. The most frequent causes of injuries are due to manual handling, slipping, tripping and falls from height.

On the Roads
In the twelve months ending September 2011, there were 22,190 reported accidents resulting in serious or fatal injuries on the roads of Great Britain; statistics courtesy of the Department for Transport.

How Do Accidents Happen?

Most accidents could be avoided. Causes of accidents can generally be categorised as:
• Carelessness;
• Tiredness;
• Lack of preparation;
• Lack of training or education.
Most of us who slip or trip, are fortunate enough to pick ourselves up, dust ourselves off and mildly rebuke ourselves but if you fall as a result of a defect in the pavement or wet floor in a public place, sustain an injury at work because you have not been provided with adequate training, or suffer whiplash or other injuries because another driver has driven negligently– then you can justifiably argue that it isn’t your fault. You should then consider whether it is your right to make a claim for some form of financial compensation.
You may be off work for a considerable time while recovering; ultimately, you may have to stop working if your injuries prove to be serious and cause you to be unable to do your job effectively. You could incur costs for necessary private health treatment; NHS waiting lists aren’t getting any shorter. Some folk berate the so called “compensation culture” that has sprung up in the UK over recent years however, if the claims weren’t justified in the first place, then no Court would award compensation.

What Can You Do If You Are A Victim?

Taking legal action against someone who was responsible for causing personal injury through an accident used to be financially prohibitive to most victims until legislation introduced in 1998 brought about Conditional Fee Agreements, also known as No Win No Fee agreements. These agreements mean that the claimant only has to pay solicitor’s fees if the claim is successful.

Under these No Win No Fee agreements, most injury solicitors take their fee from the insurance of the party at fault which leaves the claimant with 100% of their compensation award however, some firms who advertise full compensation No Win No Fee payments may charge hidden costs. It is well advisable for potential claimants to shop around and request full details of fees from various injury lawyers.

About the Author

Paul Forrest

Paul Forrest is an experienced writer in many fields of interest and we are delighted that he will now be a regular contributor to ukmoneymarket.co.uk in 2012. paul.forrest@articlewriter.biz www.articlewriter.biz