Hiring A Claims Assessor To Fight Your Corner

Hiring A Claims Assessor To Fight Your Corner

by David Redmond on 31 Mar, 2011

The recent ‘compensation culture’ boom in Britain has seen a huge rise in personal claims companies and the claims assessors who work for them, but what exactly is a claims assessor and what powers do they actually hold?

Well a claims assessor is simply the negotiating body between you and the third party you’re looking to gain compensation from. Before the multitudes of claims management companies appeared, a client seeking compensation would instead hire a solicitor to resolve their dispute.

However most cases are settled outside of court between the client and the third party, simply because it’s cheaper for everyone involved. This means there is no need for a definable legal entity such as a solicitor, a lawyer or a barrister as the settlement isn’t made in a court of law.

This is why it makes perfect sense for you to hire a claims assessor instead of a solicitor, claims assessors specialise in getting clients as much compensation as possible, whereas solicitors cover a much broader range of case types.

Whilst a solicitor’s expertise seem greater overall, their experience and ability in such a narrow section of the law would rarely exceed that of a reputable claims assessor.

Claims assessors are also comparatively cheaper than a solicitor as well since though they’re professionals, they aren’t qualified to the degree that solicitors are, however they don’t need to be as disputes are resolved out of court.

A reputable claims assessor will be able to settle a dispute with a third party just as sufficiently as a solicitor would be able to, a claims assessor would be even more effective considering the vast amount of experience they have in the specific field of small personal claims.

Whilst claims assessors are cheaper and are better in time sensitive situations, since you don’t have to be placed on long waiting lists for courts, if you don’t come to an agreement with the third party then you’ll either have to drop the case or pursue further through the courts.

This means the claims assessor can no longer be involved as they’re not a true legal entity so they can’t represent your dispute in court.

However most personal claims companies deliver the promise of ‘no win, no fee’ so in most cases you’ll have nothing to lose, except time.

Nearly all claims assessors work on the basis that their payment will come from the compensation they win from the third party. This makes the likelihood of an agreement not being reached extremely low, as they’re not just working for you, they’re also working for their salary.

Claims assessors are the best route to take when pursuing personal claims as disputes can be settled quickly as you’ll avoid court waiting lists, it’s cheaper as you’re avoiding the use of solicitors and it’s risk free since most personal claims companies work on a ‘no win, no fee’ basis.

It makes perfect sense to at least start off your dispute with a claims assessor, if you can come to a satisfactory agreement then you’ve saved a lot of time and money.

If you can’t come to an amicable agreement then you’ll have lost no money and you should know whether or not you want to take the dispute further with a solicitor.

About the Author

David Redmond


David Redmond is a Partner of Don Gilliard Finance Group. He is a fee-only, independent financial advisor and financial planner. For over 15 years, he has been helping individual investors and their families realize their investment goals.