Compare Business Van Insurance Online And Get The Best Deal

Compare Business Van Insurance Online And Get The Best Deal

by Caleb James on 2 Apr, 2012

Many vans are used for commercial purposes, which is why companies provide competitive insurance to make it that bit easier for you to bag the best deal. The good news is van insurance doesn’t have to be expensive, regardless of whether you use your vehicle solely for business or for personal use. If you compare van insurance online, all it takes is to enter some basic details once to receive a list of relevant quotes.

With the on-going economic uncertainty, everyone wants the very best value for all life’s essentials. While you do not want to scrimp on adequate cover (after all, it protects you as well as your vehicle), it’s well worth shopping around for a great deal.

Online, and with just a few clicks of your mouse, you can compare prices from some of the country’s top insurance providers to find the right policy for you. Whether you’re looking for third-party cover or fully comprehensive, doing the right research and whatever your requirements, you’ll find exactly what you need.

Checking individual providers can be extremely time consuming, especially if you require additional features such as a courtesy van, an additional named driver, windscreen cover or even loss of keys. However, when you compare policies online you can include all this in one go.

Aside from ample security for your van, insurance is a legal requirement and is needed in order to protect other road users in the event of an accident. It’s pretty simple, don’t take out a van insurance policy and you could face a fine and penalty points on your licence; a real blow if your van is an essential for your business. What’s more, this could even lead you to being banned from driving.

Before taking out a policy, it’s important to do a little bit of research. Just as you wouldn’t buy the first house you see in the area you like; you wouldn’t take out expensive cover if you knew there was a better deal around the corner.

Do you need third party, third party, fire and theft or fully comprehensive van cover? This is important when you come to enter your details in online price comparison sites. While it is the cheapest form of insurance, third party van insurance only covers your liability for damage to someone else’s vehicle or property, as well as injury to someone else. Cover such as this does not take into account damage, theft or loss of your van, so it really is worth weighing up all the options available to you.

Factors including the make, model, engine size and the value of the van all play their part when it comes to how much you will have to pay for your insurance. Also, if you’re only intending to use your van for occasional trips, the insurance policy may be much less.

So, before you take out the first policy you see; do your research. This will quickly prove invaluable and you’ll have the added peace of mind that you have the right protection for your (and your employees’) needs.

We have many other insurance related articles here.

About the Author

Caleb James

Caleb James is a financial advisor and journalist, who contributes regularly to financial blogs and industry publications.