With digital camera technology at their fingertips, everybody is now a mini David Bailey. But most digital cameras cost hundreds of pounds with the equipment – bags, tripod, lenses etc. – running at many hundreds more. If your camera cost a packet, then you’ll need insurance cover in case it gets lost, stolen or damaged. We’ve done the searching so you don’t have to – read on for the best camera insurance in the UK.
Cover From Under £3
It’s comforting to know that your camera is insured and for just £2.19 a month, Protect Your Bubble can offer you that comfort. You will be covered for up to £5,000 worth of equipment and insured against everything other than a lost camera.
That price and cover is hard to beat but you can also get similar cover from My Gadget Buddy whose monthly premium is £2.25 a month and Gadget Cover at £2.49. Their maximum cover amounts are £1,500 and £600 respectively and neither come with loss cover as standard.
I Need Comprehensive Cover
If you are looking for a fully comprehensive policy, the lowest price to be currently found is with Cheaper Gadget whose Gold Cover protects you against any mishap for £3.75 a month. The maximum cover is £500 but the excess is also low, only £25.
i-Digital’s Essential Plus policy is £5.25 a month but for that you get the same cover as the Cheaper Gadget policy but with a maximum cover of £1,500.
I Need More Cover
Again, the Protect Your Bubble policy is hard to beat with their £5,000 maximum value cover and low £25 excess but with loss cover
optional, you may be better served by checking out i-Digital’s Premier policy. At £6.18 a month it seems much more expensive than Protect Your Bubble but with a 15% discount and the option of adding extra gadgets to your policy, this could be a winner.
Is There Anyone Else Worth Looking A
The best of the rest could be Helpucover who will give you a comprehensive policy with no excess to pay. At £9.99 a month it could be argued that you are paying your excess through your monthly payments but you do also get a shopping voucher for joining.
Other best value insurance articles can be found here