Say Cheese – Best Camera Insurance UK

Say Cheese - Best Camera Insurance UK 3

by Simon Carter on 7 Nov, 2012

With digital camera technology at their fingertips, everybody is now a mini David Bailey. But most digital cameras cost hundreds of pounds with the equipment – bags, tripod, lenses etc. – running at many hundreds more. If your camera cost a packet, then you’ll need insurance cover in case it gets lost, stolen or damaged. We’ve done the searching so you don’t have to – read on for the best camera insurance in the UK.

Say Cheese - Best Camera Insurance UK

Cover From Under £3

It’s comforting to know that your camera is insured and for just £2.19 a month, Protect Your Bubble can offer you that comfort. You will be covered for up to £5,000 worth of equipment and insured against everything other than a lost camera.

That price and cover is hard to beat but you can also get similar cover from My Gadget Buddy whose monthly premium is £2.25 a month and Gadget Cover at £2.49. Their maximum cover amounts are £1,500 and £600 respectively and neither come with loss cover as standard.


I Need Comprehensive Cover

If you are looking for a fully comprehensive policy, the lowest price to be currently found is with Cheaper Gadget whose Gold Cover protects you against any mishap for £3.75 a month. The maximum cover is £500 but the excess is also low, only £25.

i-Digital’s Essential Plus policy is £5.25 a month but for that you get the same cover as the Cheaper Gadget policy but with a maximum cover of £1,500.

I Need More Cover

Again, the Protect Your Bubble policy is hard to beat with their £5,000 maximum value cover and low £25 excess but with loss cover

Say Cheese - Best Camera Insurance UK 3

optional, you may be better served by checking out i-Digital’s Premier policy. At £6.18 a month it seems much more expensive than Protect Your Bubble but with a 15% discount and the option of adding extra gadgets to your policy, this could be a winner.


Is There Anyone Else Worth Looking A

The best of the rest could be Helpucover who will give you a comprehensive policy with no excess to pay. At £9.99 a month it could be argued that you are paying your excess through your monthly payments but you do also get a shopping voucher for joining.

Other best value insurance articles can be found here

About the Author

Simon Carter

Simon Carter is a respected finance writer who contributes regularly to sites in the UK and the USA. He is an expert in personal finance, insurance and corporate finance. Outside of the financial world, Simon is an authoritative voice on marketing and retail.