Mortgages

Should I Use My Savings To Repay My Mortgage?

Should I Use My Savings To Repay My Mortgage?

by Simon Carter on 5 Apr, 2014

Savings or Mortgage? There’s no doubt that the recession has hit a large number of people in many different ways, affecting everybody from the unemployed to self-employed and from the common worker to the entrepreneur. Another group of people who have not been left unscathed by the uncertain economic climate is homeowners with savings. Being […]

Take Advantage Of The Best Remortgage Rates

by David Tamplin on 5 Apr, 2014

When you come to the end of a mortgage deal it is common practice to remortgage. It gives you the opportunity to shop around and look for a different, and hopefully better mortgage deal than the one which you had been on. There are some short term gains in that you might find a deal […]

mortgage protection insurance

Is Life Insurance Really So Critical?

An article examining the purpose and importance of mortgage payment protection and the role a broker plays in securing the right cover. When you’re buying a home, whether as a first-time buyer or moving for the hundredth time, it can seem that you get buried under a mountain of paperwork. Mortgage protection insurance can therefore […]

Getting the Best Mortgage Deal

You won’t need a mortgage if your parents are extremely rich or you inherited a pile of money. For all the rest of us, you’ll definitely need a mortgage if you want to own your own home. Elsewhere on UK Money Market, we give advice on the best mortgage deals. In this article, however, we […]

Smart Meters Can Help You Make Savings on Your Energy Use

Smart Meters Can Help You Make Savings on Your Energy Use

How Can a Smart Meter Help You Make Savings on Your Long-Term Energy Use? If you are looking into ways in which to make long-term savings on your energy use then installing a smart meter may be a good option. This guide will help to explain what a smart meter is and how it can […]

The Rise, Fall and Rise Again of Equity Release

Equity release has long had a bad reputation, and perhaps quite rightly so. During the 1980s, equity release was sold to thousands of people, and due to a sharp fall in house prices, many people were left in a situation of negative equity. At the end of the policy, properties were sold and the proceeds […]

Reasons Why Your Mortgage Application May Be Declined

Applying for a mortgage may seem straight forward enough, but there are many factors that are taken into account when your mortgage application is reviewed by your bank or building society. If you are thinking of applying for a mortgage in the near future, then there are a few simple things you can do to […]

Best Mortgage Offers For Families

It’s a well-worn cliché that moving home is one of the most stressful things that we humans can subject ourselves to. This becomes even harder with a family in tow. Every task can seem as though it has taken on a life of its own and each little job becomes a mammoth undertaking. Moving on […]

What’s The Best Tracker Mortgage?

A tracker mortgage is similar to a variable rate mortgage in that the interest rate has the potential to change. However, Tracker mortgages typically track the Bank of England Base Rate, whereas a variable rate mortgage uses other market indices as the base line for varying the interest rate charged. Most tracker mortgages track just […]

Best Mortgages For First Time Buyers

The golden age of first time buyers has long gone. Ten years ago you would be able to get a mortgage with a sky high loan to value (LTV) and buy a house in a rising market, certain in the knowledge that you could sell it in a couple of years for a healthy profit. […]