Credit and Loans

How To Get The Best Loan Rates

best loan rates

by David Tamplin on 23 Jan, 2013

Borrowing money can be one of the most difficult decisions to make. Once you have decided on the reason and the amount you then have to trawl through the huge tranche of available offers to find the one that is best fit for your circumstances. Factors to consider There are many factors to consider when [...]

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Millions Of Brits Ignore Bills And Statements

Millions Of Brits Ignore Bills And Statements

by UK Money Market on 23 Apr, 2013

Around 6 million Brits (12%) don’t always open important bills or financial statements Many people ignore bills because they “never contain good news” But 25% of those who don’t open bills intend to read them, but forget Nobody likes seeing another bill landing on their doormat – but it seems that many of us can’t [...]

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A Guide To Improving Your Credit Profile

A Guide To Improving Your Credit Profile

Having access to finance when you need it can make life much easier, whether you are hoping to get a mortgage, buying a new car or simply want to borrow some money to pay for a major expense, such as a wedding. However, if you don’t have a perfect credit record you will probably find [...]

New Start Up Loans Drive an Increase in UK Entrepreneurship

New Start Up Loans Drive an Increase in UK Entrepreneurship

“There’s a business in everyone” is the motto for the StartUp Loans fund, the scheme introduced mid-2012 to encourage young people to explore self-employment. The government funded StartUp Loan originally only catered for 18 – 24 year olds but as of January 2013 the offer is extended to those aged 18-30 and funding has been [...]

Clear Your Debts And Start With A Clean Slate

Clear Your Debts And Start With A Clean Slate

If you want to simplify your finances and pay off some of your debts, taking out one personal loan may be the answer. Managing your money and budget can be difficult if you’ve got debts with several different companies. You may need to pay off credit cards or another loan, so taking out a single [...]

The Benefits of a Secured Loan

The Benefits of a Secured Loan

Secured loans are widely regarded as being suitable for anyone who is trying to raise a large amount of money in a short amount of time. Similarly, if someone is having difficulty getting an unsecured loan or have a poor credit history, an unsecured loan can allow them to access the money that they want. [...]

Christmas - Just Another Financial Headache?

Christmas – Just Another Financial Headache?

Christmas is a time of frivolity, but when consumers are splashing borrowed cash, interest soon builds up and there can be only one outcome; yet more debt. Despite the cost of living rocketing over the past few months, coupled with the highest unemployment rates in 17 years, resilient consumers in the UK refuse to change [...]

Hey Big Spender! What Did You Buy Online Today?

Hey Big Spender! What Did You Buy Online Today?

Although Britain is in the midst of the worst double dip recession seen since the 1970s, the love affair with shopping and in particular, credit cards has never been more passionate. With millions of people carrying a ‘flexible friend’ it is easier than ever to resort to finance, if you don’t have the readies to [...]

Catalogue Accounts Adding To Financial Strain

Catalogue Accounts Adding To Financial Strain

With the financial squeeze putting pressure on family finances all around the country, it can be difficult to scrape together enough cash to pay for things such as furniture, clothes and shoes. And whilst credit such as payday loans is continuing to explode in popularity, there are other tried and tested ways of paying for [...]

The Side Effects of Debt and How You Can Treat Them

The Side Effects of Debt and How You Can Treat Them

As Brits, we’re famous for being prudish when it comes to talking about money – even more so when it comes to discussing the taboo subject of personal debt. With 80% of adults in the UK in the red right now, our personal debt is the elephant in the room in most households. But ignoring [...]

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