Credit and Loans

How To Get The Best Loan Rates

best loan rates

by David Tamplin on 2 May, 2015

Borrowing money can be one of the most difficult decisions to make. Once you have decided on the reason and the amount you then have to trawl through the huge tranche of available offers to find the one that is best fit for your circumstances. Factors to consider There are many factors to consider when […]

Peer To Peer Loans Or Bank Loans?

Peer to Peer Loans or Bank Loans

by David Tamplin on 31 Mar, 2014

If you are in the process of searching for an affordable loan, you’re probably limiting your search to banks and traditional financial institutions. However, there is an alternative, and it comes in the form of a peer to peer loan. What is a peer to peer loan? Peer to peer lending brings individual borrowers and […]

Contactless Credit Cards

Contactless Credit Cards: Are They The Future?

In 2011, fewer than half of the population were able to identify the universal contactless symbol or explain what it means. Research conducted last year showed that 84% of the public now knew what the symbol was, with consumers in London and the North West leading the way. The study also highlighted a shift in […]

New Start Up Loans Drive an Increase in UK Entrepreneurship

New Start Up Loans Drive an Increase in UK Entrepreneurship

“There’s a business in everyone” is the motto for the StartUp Loans fund, the scheme introduced mid-2012 to encourage young people to explore self-employment. The government funded StartUp Loan originally only catered for 18 – 24 year olds but as of January 2013 the offer is extended to those aged 18-30 and funding has been […]

Millions Of Brits Ignore Bills And Statements

Millions Of Brits Ignore Bills And Statements

Around 6 million Brits (12%) don’t always open important bills or financial statements Many people ignore bills because they “never contain good news” But 25% of those who don’t open bills intend to read them, but forget Nobody likes seeing another bill landing on their doormat – but it seems that many of us can’t […]

A Guide To Improving Your Credit Profile

A Guide To Improving Your Credit Profile

Having access to finance when you need it can make life much easier, whether you are hoping to get a mortgage, buying a new car or simply want to borrow some money to pay for a major expense, such as a wedding. However, if you don’t have a perfect credit record you will probably find […]

Clear Your Debts And Start With A Clean Slate

Clear Your Debts And Start With A Clean Slate

If you want to simplify your finances and pay off some of your debts, taking out one personal loan may be the answer. Managing your money and budget can be difficult if you’ve got debts with several different companies. You may need to pay off credit cards or another loan, so taking out a single […]

The Benefits of a Secured Loan

The Benefits of a Secured Loan

Secured loans are widely regarded as being suitable for anyone who is trying to raise a large amount of money in a short amount of time. Similarly, if someone is having difficulty getting an unsecured loan or have a poor credit history, an unsecured loan can allow them to access the money that they want. […]

Christmas - Just Another Financial Headache?

Christmas – Just Another Financial Headache?

Christmas is a time of frivolity, but when consumers are splashing borrowed cash, interest soon builds up and there can be only one outcome; yet more debt. Despite the cost of living rocketing over the past few months, coupled with the highest unemployment rates in 17 years, resilient consumers in the UK refuse to change […]

Hey Big Spender! What Did You Buy Online Today?

Hey Big Spender! What Did You Buy Online Today?

Although Britain is in the midst of the worst double dip recession seen since the 1970s, the love affair with shopping and in particular, credit cards has never been more passionate. With millions of people carrying a ‘flexible friend’ it is easier than ever to resort to finance, if you don’t have the readies to […]