Most of us get a little bit nervous when we’re waiting to hear if we’ve been approved for a loan or credit card. Obtaining credit is not your right and lenders have the final say about whether they want to let you borrow their money. Around one third of applications are turned down and, unless [...]
Global economies seem to become less predictable with each passing year, and you never know when a major company collapse or a run on the banks could devalue your entire portfolio in one fell swoop. So, what are the alternatives, and what stores of value are the most reliable over the long term? Here are [...]

